Money-Smart Advice

Get Better with Money
Make smart choices
Live your best life

Being Money-Smart is all about maximizing the quality of your life. Our resources will help you gain knowledge and skills in all 4 key pillars of personal finance: Spending, Borrowing, Investing, and Risk Management. It will also teach you the practical steps you need to take to apply this knowledge to actually change your behaviour and make smart financial decisions that are in your best interest.
The choices you make today, determines the quality of life for your future self. Getting better with money will change your life forever. 

Our Free Resources

your Options

Complete a ResetMyDebt Application form and we’ll advise you on the best options to eliminate your debt.

your Debt

Try our Consumer Proposal calculator and find out instantly how much you could save with a consumer proposal.

 Financial Health

Are your finances in good shape? Check your financial health vital signs and know instantly how you compare with a personalized financial health assessment. 

your Credit

Learn how to repair your credit score, how much it impacts you, how it’s calculated, and how to monitor it for free. 

your Brain

Money-Smart E-course - Personal Finance for Everyone
 Education videos to improve your financial I.Q. where you need it and get life changing thoughts and practical financial advice. 

with our School

Numbers Made Simple. 

Use our tools and calculators to confidently make life’s most complicated financial decisions.

your Financial Habits

Follow the 10 most important financial commandments for financial success and live a richer, happier more meaningful life.

with a Test

Take our Money-Smart quiz to test your financial I.Q.  Also better understand your relationship with money by testing your decisions on spending, borrowing, investing and risk management.  

Take control of your money on your terms. Live life to the fullest and still meet your financial goals. 

Learn how to make smart financial choices and live a richer, happier more meaningful life

Money isn't the only thing that matters, but it does matter to all of us, a lot. Financial decisions can be hard, but the Money-Smart program makes it easy. Dealing with money can seem so complicated, and often we get conflicting advice. It can be frustrating, and everything ends up being harder than it should be. That's where Money-Smart comes in.

Everyone needs a plan

Financial success doesn't just happen. The world we live in is complicated - it's not always easy to make good money choices, especially with the conflicting advice out there and the huge amount of choice overload. Everyone wants your money, and our financial environment actively encourages you to make poor financial decisions. There is no shortcut, there are common barriers to wealth and obstacles that arise for everyone. Success will come to those that are proactive and make purposeful informed choices.
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Money-Smart knowledge can be mastered by anyone

Being good with money can be a puzzle, buy it's not a mystery. It's within the reach of anyone who is willing to learn and ready to change. This course is not about theories and textbook best practices. It provides life-changing thoughts and practical financial advice from real world situations that we have experienced. Strategies shared and knowledge earned are presented in a practical approach, so that our students can immediately put them into action.

Welcome to something different!

The Money-Smart program creates long-term results through habit and behaviour change, not by forcing you to follow some drastic cookie cutter financial rules. We focus on your brain, not your budget. This is not a temporary fix, there is some serious psychology and financial education behind it. This program will change the way you think about your finances, it will change your relationship with money.
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Advice where you need it

The Money-Smart training is designed to meet you where you are financially and provide tailored advice that meets your needs. Whether you desire to get out of debt, grow your wealth, or manage your money more intentionally, we've crafted a motivating resource for you. If you are looking for more purpose to how you manage your finances, and want to live a more fulfilling life, you're in the right place. 

With Money-Smart skills, you’ll just feel smarter which will finally allow you to go ahead and create and pursue your financial goals.

About Darrin Surminsky

Darrin has worked as a Chartered Accountant and Trustee in Bankruptcy for over 20 years. During this time he has assisted thousands of clients just like you to get Money-Smart and transform into confident and knowledgeable financial decision makers. Darrin's true passion is coaching and helping people achieve life-changing benefits by sharing his simple, practical personal finance strategies and behavioral coaching. Improving your financial health and achieving your financial goals is not an event, it's a journey. Darrin looks forward to sharing his unique insights into personal finance to encourage you, challenge you and inspire you on your financial journey. Darrin's goal is to help you get better with money, make smarter choices and live your best life. 
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Husband, Father, Chartered Accountant, Trustee in Bankruptcy, Instructor, Behavioral Coach, Writer
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